A A nurse who organizes and establishes a political action committee PAC in their local community to address issues relating to the accessibility and affordability of healthcare resources in the community is serving as the client advocate. Although the nurse, as the organizer of this political action committee PACwill have to collaborate with members of the community to promote the accessibility and affordability of healthcare resources in the community, this is a secondary role rather than the primary role. Additionally, although the nurse is serving in a political advocacy effort, the nurse is not necessarily a politician and there is no evidence that this nurse is an entrepreneur.
Andy Gross, a businessman who is proud that he is now observing mitzvos, is on time for his appointment. After a brief greeting, I ask him what brings him to my office on this beautiful morning. How can we legitimize something that the Torah expressly prohibits?
Do not collect interest from him, for you shall fear Hashem and allow your brother to live. Therefore, do not provide him money Explain the theoretical rationale for the interest Chapter This verse teaches three different mitzvos: Do not collect interest from him.
This entails a prohibition on the lender against collecting interest Bava Metzia 75b. Allow your brother to live. From the words allow your brother to live we derive a positive commandment that one who did collect interest is required to return it Bava Metzia 62a.
Do not provide him money with interest prohibits creating a loan that involves interest, even if the lender never collects it Bava Metzia 62a. A lender who later collects the interest also violates the first prohibition, and if he subsequently refuses to return it, he violates the positive commandment.
Not only does the lender violate the prohibition against ribbis, but also the borrower, the witnesses, the broker, the co-signer, the scribe who writes up the loan document Mishnah Bava Metzia 75bthe notary public who notarizes it, and possibly even the attorney who drafts a document that includes provisions for ribbis all violate the laws of ribbis Bris Yehudah 1: A Torah institution was behind on its payroll, and had no one available from whom to borrow money.
The director asked a backer of the institution if the institution could borrow money through his bank credit line. The bank did not lend to them. Chesed, and another from him to the institution? The loan from the bank incurs interest charges that Mr.
Chesed is obligated to pay. Who is paying those charges? Chesed than they borrowed from him since they are also paying his debt to the bank. The fact that the institution pays the bank directly does not mitigate the problem see Gemara Bava Metzia 71b.
This presumes that the investor assumes some element of risk should the business fail, which is one basic difference between an investment and a loan. An investor could potentially lose money, whereas a borrower always remains responsible to pay. The words heter iska mean exactly that: As we will see, the structure must still allow for an element of risk and loss as accepted by halacha, otherwise it fails the test of being an investment.
In order to explain how a basic heter iska operates, I must first explain an investment that involve no ribbis, so that we can understand how a heter iska was developed. The earliest heter iska of which I am aware is suggested by the Terumas HaDeshen His case involves Reuven, who wishes to invest in interest-bearing loans to gentile customers, but does not want to take any risk.
Essentially, this means that Shimon is borrowing money from Reuven and then lending it out to the gentiles; this would result in a straightforward Torah prohibition of ribbis, since Shimon is paying Reuven a return on the loan.
How can Reuven have his cake and eat it too! Sweat has a business idea, but he lacks the capital to implement it. Bucks for investment capital. This business venture is called a pikadon.
Bucks invests without much assurance. Few people I know would entrust someone with their money without some type of guarantee. Whenever an investor entrusts someone with funds, the Torah permits him to demand an oath afterwards that the manager was not negligent.
Therefore, Bucks may insist that Sweat swears an oath that he was not negligent with the money and also that he reported exactly how much money Bucks is due. Sweat is a frum Jew, is he going to want to swear any oath at all?
The heter iska specifies that the manager has the option of swearing the oath and paying only what the investor is entitled.
1 THE ELEMENTS OF A PROPOSAL Frank Pajares Emory University I. Introduction and Theoretical Framework A. “The introduction is the part of the paper that provides readers with the background. Tips on Writing a Theoretical Rationale Frame your study in the theory: In the front half, let the hypothesis emerge out of your theoretical rationale (theory is predictive). In the second half, interpret your results in theoretical terms (theory is explanatory). Developing a Theoretical Framework By Marilyn K. Simon and Jim Goes Includes excerpts from Simon (), Dissertation and Scholarly Research: Recipes for yunusemremert.come, WA: Dissertation Success LLC.
However, the manager has the option of substituting an agreed upon payment for the oath.Health literacy is the degree to which individuals have the capacity to obtain, process, and understand basic health information and services needed to make appropriate health decisions.
transitions are phrases or words used to connect one idea to the next transitions are used by the author to help the reader progress from one significant idea to the next transitions also show the relationship within a paragraph (or within a sentence) between the main idea and the support the author.
Riba, Its Economic Rationale and Implications. By Dr. Abdel-Rahman Yousri Ahmad Director General Institute of Islamic University Pakistan.
Introduction. The word "Riba", in Arabic language, literally means an "increment' or addition". Concepts are the constituents of thoughts. Consequently, they are crucial to such psychological processes as categorization, inference, memory, learning, and .
An explanation is a set of statements usually constructed to describe a set of facts which clarifies the causes, context, and consequences of those facts.
This description of the facts et cetera may establish rules or laws, and may clarify the existing rules and/or laws in relation to any objects, or phenomena yunusemremert.com components of an explanation . Andy Gross, a businessman who is proud that he is now observing mitzvos, is on time for his appointment.
After a brief greeting, I ask him what brings him to my office on this beautiful morning.